www.fhjacpas.com

We work with you to understand your immediate, mid-term, and long-term financial needs, and we can help you to develop and implement strategies to reach your financial goals. We understand the complexities of retirement plans and can explain to you in easily understandable terms the benefits and detriments of the various retirement plan options.

We can also help you develop, implement, and maintain personal budgets that can help you build wealth for the future. Stewart L. Hayes, CPA is a Personal Financial Specialist. Please feel free to contact Stewart should you need help managing your investments.

Securities and advisory services offered, in states where licensed, exclusively through representatives of KMS Financial Services, Inc., Member  FINRA/SIPC and an SEC  Registered Investment Advisor